Illinois State Bar Association

 


Health Insurance Regulations

03/05/2007
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY. Your health information is private. NECCO understands that the information it collects about you and your health is personal. NECCO is required by law to maintain the privacy of protected health information and to provide individuals with notice of its legal duties and privacy practices with respect to protected health information. Necco is required to abide by the terms of the notice currently in effect.

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03/04/2007
While the proportion of families with dual-income earners has increased over the past few decades, the share of employers offering health insurance continues to decline, putting pressure on the employers that continue to offer health-insurance benefits. Employers providing health insurance to their employees' working spouses are assuming additional costs of more than $46 billion nationally and $891 million in Missouri in 2006, according to a report by the Missouri Foundation for Health. The St.

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03/03/2007
Have your say Read comments There are two National Health Services in Britain. First, there is the one we encounter in our own lives. This NHS is shedding staff while digesting vast sums of money. Its computer systems don't work, its junior doctors go jobless because of bureaucratic errors, its staff are demoralised, its patients grumpy. In this actual NHS, wards are so filthy that hospitals risk becoming, as in the Middle Ages, places where we go to die. Some are lucky enough to be sent abroad for treatment; others pay twice so as to buy their way out.

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03/02/2007
Good morning! Thank you for inviting me to your convention. I'm pleased to be here to share some thoughts with you about the state of our economy. And I'd also like to discuss several challenges that impact our workforce and how we can work together to help workers thrive in the 21st century economy. Today, our economy is one of the fastest growing and most robust among large industrialized nations, with GDP growth over 3 percent in 2006. The national unemployment rate remains a low 4.6 percent. That's more than a full percentage point lower than the 5.7 percent unemployment rate of the 1990s.

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03/02/2007
There is no denying the mood to which Hacker, Stern, and Dobbs - to say nothing of the leaders of the Democratic party - are responding. Americans are more worried about their economic well-being, and the uncertainties we face are daunting. Many defined-contribution programs like 401(k)'s will indeed fall short when retirement arrives. And even at its healthiest, the economy will not be able to outgrow the budgetary challenge posed by Social Security. This problem, in turn, will be made worse by the expansive prescription-drug plan pushed through by President Bush and the Republican Congress.

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03/02/2007
Daily Health Policy Report Coverage & Access | Uninsured Children Admitted to Hospitals Are Twice as Likely To Die as Insured Children, According to Families USA Study [Mar 02, 2007] Children who lack health insurance are twice as likely to die from their injuries after being hospitalized as children who are insured, according to a new report released by Families USA, USA Today reports. For the report, researchers led by J. Mick Tilford of the University of Arkansas for Medical Sciences analyzed government data from 2000 and 2003.

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03/02/2007
Bloomington, Illinois, March 1, 2007 - State Farm Mutual Automobile Insurance Company, the largest insurer of autos in the nation, announced today it will pay $1.25 billion in dividends to its mutual auto insurance policyholders in 46 states, the District of Columbia and the Canadian province of New Brunswick. The record-breaking payment of dividends, approved by the State Farm Mutual board of directors, eclipses the previous high of just over $1 billion in June, 2000. The better-than-expected auto results combined with a $4.

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03/02/2007
Sacramento, CA (PRWEB) March 2, 2007 -- McClerkin Insurance Services, based in California, has announced today that it will now be offering instant, free health insurance quotes for California residents through their new quoting system at mcclerkinins.com. We believe in utilizing every way possible to give California residents the tools they need to acquire health insurance. This site seems to be the perfect tool. It's very easy to use, extremely fast and doesn't require personal information "We believe in utilizing every way possible to give California residents the tools they need to acquire health insurance.

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03/02/2007
According to Union Bank of California Senior Economist Keitaro Matsuda, when the labor market is tight, employers start to offer more generous compensation packages. Even though less than half (47.7 percent) of the survey respondents offer healthcare coverage, a tight labor market seems to be forcing employers to absorb some of the rising cost of this benefit. The survey also highlights optimism on the part of California's small business owners, the bank says. Sixty-seven percent of survey respondents expect profits to be higher in 2007 than in 2006.

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03/02/2007
A couple of years into the consumer-directed healthcare era, and it's clear that the President, Congress and most banks like instruments such as health savings accounts a great deal-enough that HSAs were as highly touted in the State of the Union Address as the man who threw himself under a subway train to save a passenger from getting hit. But what's less clear is consumer knowledge of the product, particularly when it comes to fees and costs, a knowledge gap that could hinder adoption.

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03/02/2007
The healthcare market is poised to move from a paper world to an electronic one. In an era of managed care, specialized medicine, thin financial margins, identity fraud, difficult insurance claims, and government demand for secure, portable, and confidential patient information, the competitiveness of healthcare providers may depend on effective use of information technology (IT). However, increased computerization, reliance on databases, and movement of sensitive patient information require strict controls to safeguard the security and confidentiality of healthcare records.

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03/02/2007
(TSA), a membership driven, non-profit organization dedicated to serving all people with Tourette Syndrome (TS), hails the vote in the United States Senate approving comprehensive legislation to ban genetic discrimination in health insurance and employment. "For almost a decade, TSA has been vigorously advocating for this legislation," said Judit Ungar, TSA President. "Our members, and all those with inherited conditions, will benefit enormously in terms of discrimination in both healthcare coverage and privacy issues." S.

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03/02/2007
On November 16, Tourette Syndrome Association (TSA) Board Member, Sandra Hollis, whose son, Zak has Tourette Syndrome, testified before the Medicaid Commission about the financial disparities that exist between the coverage for mental illness and physical illness and requested the inclusion of Mental Health Parity in the Commission's report regarding long-term recommendations for Medicaid. For historical reasons TS has been classified as a mental health disorder in the reference lists used by health maintenance organizations and health insurers.

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03/02/2007
Oregon State Sen. Ryan Deckert liked his bill for a statewide school employee health insurance pool a lot more before people started taking sides on it. Five years ago when the Beaverton Democrat first introduced the idea, he said it wasn';t as politicized as it is today. The concept was simple and not entirely new. Pool all of the school districts in the state together into one insurance pool, appoint experts and those knowledgeable in insurance rates to an Oregon Educators Benefit Board that would leverage the sheer size of the pool and get better rates on insurance plans.

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03/02/2007
"This plan is about giving consumers good information to make decisions about their health care, and giving providers information to help them improve care," Leavitt said. "It's also about hard work and trust. At the local level, providers and purchasers can meet eye-to-eye and achieve the trust that must underlie a system of improvement based on more open information." Under the plan, HHS would select qualified regional collaboratives to be chartered as Value Exchanges.

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03/01/2007
Fujitsu To Implement PalmSecure™ Biometric Authentication Device At The City Of Angels Medical Center Award-winning PalmSecure Sensor to Help Streamline Healthcare Administrative Processes and Safeguard Unauthorized Access to the Protected Health Records Sunnyvale, CA, February 26, 2007 -; Fujitsu Computer Products of America, Inc., one of the world's leading suppliers of innovative computer products including hard disk drives, peripherals and biometric security solutions, today announced that City of Angels Medical Center has utilized the Fujitsu PalmSecure biometric authentication device in their Urgent Care department.

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03/01/2007
United Way of Lane County is about to launch its 2007 Community Needs and Assets Survey. This sophisticated household phone survey gathers information about the challenges Lane County residents' families face, and the effectiveness of the services they seek. As with a similar survey in 2004, we expect that access to health care will be a continuing (or maybe growing) concern. The 2004 Needs Assessment showed that, for the first time, the top three needs for all of Lane County's residents - regardless of age, socioeconomic status and geography - were access to doctors, affordable insurance and medications.

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03/01/2007
Insurance Commissioner Jim Long urged Medicare recipients- particularly senior citizens- and their families to be aware that some health insurance companies are employing aggressive marketing tactics to sell Medicare Advantage products which may mislead consumers. According to the Department's respected Seniors' Health Insurance Information Program (SHIIP), many Medicare beneficiaries are receiving bad financial advice leading them to make decisions which are not in their best interest. Medicare Advantage plans include HMO, PPO, Medicare Medical Savings Accounts and Private- Fee-for-Service products.

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03/01/2007
Symptoms of an unsustainable system By Jacob Weisberg Published: February 28 2007 18:35 | Last updated: February 28 2007 18:35 America's healthcare system runs the gamut from capitalist to socialist, pausing at various points along the way. At the free-market extreme are the 10m people who buy private insurance without a subsidy and the 48m who have none at all. At the collectivised end are 5m military veterans who see government doctors in government hospitals, the 32m covered by Medicare (retirees) and 37m on Medicaid (the poor).

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